Banking

what is a 3rd party check
7 min read

What Is a 3rd Party Check?

7 min readA third-party check means that money is given by signing the check over to someone who is not the original payee. These checks are different from regular checks because another person is involved. Financial institutions may have their own rules about cashing or depositing third-party checks. People often use third-party checks to pay […]Continue reading "What Is a 3rd Party Check?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Banking,Legal,Personal
7 min read
how to calculate times interest earned
8 min read

How to Calculate the Times Interest Earned Ratio Easily

8 min readThe times interest earned (TIE) ratio is a key financial tool. It helps to check a company’s ability to pay off its debt and interest. You find this ratio by dividing EBIT (Earnings Before Interest and Taxes) by the total interest expense. It shows how financially stable a company is. A higher TIE […]Continue reading "How to Calculate the Times Interest Earned Ratio Easily" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Banking,Guides,Personal
8 min read
Find Moneypass ATM US Bank Locations Near You - Verified by FangWallet
4 min read

Find Moneypass ATM US Bank Locations Near You

4 min readLearn how to find convenient MoneyPass ATMs close to you with an ATM locator. See the benefits of surcharge-free withdrawals through the MoneyPass network. Understand how US Bank ATMs can help you with banking tasks like deposits and bill payments. Explore easy steps to use MoneyPass ATMs for actions like withdrawing cash or […]Continue reading "Find Moneypass ATM US Bank Locations Near You" →
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Emily Birken<span class="bp-verified-badge"></span> Emily Birken
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Banking,Credit Cards,Guides,Personal
4 min read
How the Debt Ceiling and Budget Deficit Affect Your Finances - Verified by FangWallet
5 min read

How the Debt Ceiling and Budget Deficit Affect Your Finances

5 min readThe debt ceiling is a cap set by Congress on how much money the federal government can borrow to meet its existing financial obligations. When reached, it creates a political tug-of-war that can impact government services and economic stability.Continue reading "How the Debt Ceiling and Budget Deficit Affect Your Finances" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Business,Debt,Opinion
5 min read
how to rebuild credit after bankruptcy
10 min read

How to Rebuild Credit After Bankruptcy: A Fresh Start Guide

10 min readBankruptcy can lower your credit score. This can make it difficult to get loans or credit cards. Rebuilding your credit after bankruptcy takes time. Secured credit cards and credit builder loans are good ways to improve your credit. It is essential to check your credit report for mistakes and to dispute any errors. […]Continue reading "How to Rebuild Credit After Bankruptcy: A Fresh Start Guide" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Debt,Loans
10 min read
how many capital one credit cards can you have
4 min read

How Many Capital One Credit Cards Can You Have Without Risking Denial?

4 min readWhile Capital One doesn’t publicly state a limit on credit cards, it’s generally understood you can have up to five personal cards at once. Applying too quickly for multiple cards, even from one issuer, can hurt your credit score due to hard inquiries. Capital One reportedly won’t approve a new card if you’ve […]Continue reading "How Many Capital One Credit Cards Can You Have Without Risking Denial?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides
4 min read
how long can a bank hold a check by law
6 min read

How Long Can a Bank Hold a Check By Law? Find Out Legal Limits

6 min readBanks place holds on checks to ensure funds are available and to combat fraud. The duration of a check hold varies depending on factors like the check type, deposit method, and bank policies. Federal regulations, like Regulation CC, provide guidelines for hold times. Generally, funds for government-issued checks, cashier’s checks, and checks under […]Continue reading "How Long Can a Bank Hold a Check By Law? Find Out Legal Limits" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Business,Legal
6 min read
what is a processing fee
10 min read

What Is a Processing Fee and Why Do You Pay It?

10 min readProcessing fees: Processing fees are a necessary part of accepting electronic payments, ensuring secure and efficient transactions for both businesses and consumers. Types of fees: Understanding the different types of processing fees, such as interchange fees, assessment fees, and processor markups, is crucial for businesses to optimize their pricing strategies. Influencing factors: Factors […]Continue reading "What Is a Processing Fee and Why Do You Pay It?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Business,Guides
10 min read
Beginner's Guide to Claiming Your Stimulus Check - Verified by FangWallet
4 min read

Beginner’s Guide to Claiming Your Stimulus Check

4 min readThe U.S. government gave money to help people during hard times. To get your money, you need to see if you can receive it based on your income and taxes. Collecting papers like your Social Security number and tax records will help things go well. The IRS has online tools to help you […]Continue reading "Beginner’s Guide to Claiming Your Stimulus Check" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Guides,Personal
4 min read
Insider Tips for National Rental Car with Amex Platinum - Verified by FangWallet
4 min read

Insider Tips for National Rental Car with Amex Platinum

4 min readUse your Amex Platinum card to get Executive status with National Car Rental, offering better vehicle options and faster service. Enjoy complimentary car rental insurance coverage up to $75,000, reducing the need for additional insurance purchases. Earn a free rental day faster—after six rentals instead of the usual seven required for regular members. […]Continue reading "Insider Tips for National Rental Car with Amex Platinum" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Banking,Guides
4 min read
how does a online savings account work
5 min read

How Does an Online Savings Account Work? Smart Ways to Save

5 min readOnline savings accounts are run online. They can offer better interest rates and lower fees than regular banks. You can access them anytime and use various online banking tools. However, they do not have face-to-face support. You can add money using ATM, direct deposit, transfers, checks, or wire transfers. You can take out […]Continue reading "How Does an Online Savings Account Work? Smart Ways to Save" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Technology
5 min read

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