Debt

Get Pre-Qualified for Working Capital Loans Up to $600K - Verified by FangWallet
3 min read

Get Pre-Qualified for Working Capital Loans Up to $600K

3 min readGet Pre-Qualified for Working Capital Loans Up to $600K Look into working capital loans up to $600K to help with day-to-day business needs. Loan amounts and payment plans fit the unique needs of small businesses. Get quick cash from online lenders and banks that deliver funds fast. Enjoy a simple pre-approval process that has little […]Continue reading "Get Pre-Qualified for Working Capital Loans Up to $600K" →
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Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
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Business,Debt,Guides
3 min read
Grants or Loans? How to Choose the Business Funding - Verified by FangWallet
4 min read

Grants or Loans? How to Choose the Business Funding

4 min readGrants or Loans? How to Choose the Right Funding for Your Business Business grants are free money. You do not have to pay them back. They often come from the government, nonprofits, or companies. Business loans provide funds from banks or private lenders. You must repay them with interest. Grants and loans have different eligibility […]Continue reading "Grants or Loans? How to Choose the Business Funding" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Business,Debt,Loans
4 min read
Fixed HELOC: What You Need to Know Before You Apply - Verified by FangWallet
4 min read

Fixed HELOC: What You Need to Know Before You Apply

4 min readFixed HELOCs offer consistent monthly payments and a set interest rate, helping borrowers avoid surprises common with other loan types. Homeowners can use a revolving credit line during the draw period, ideal for ongoing expenses or home projects. A fixed HELOC protects borrowers from market fluctuations and rising interest rates. It can be used […]Continue reading "Fixed HELOC: What You Need to Know Before You Apply" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Debt,Loans,Mortgage
4 min read
Balloon Payments: The Loan Twist You Shouldn’t Ignore - Verified by FangWallet
6 min read

Balloon Payments: The Loan Twist You Shouldn’t Ignore

6 min readA balloon payment is a large amount that must be paid at the end of a loan, after making smaller payments each month. This type of loan is often seen in real estate, car loans, and business loans. It starts with lower monthly payments but carries more risks. These loans might have higher […]Continue reading "Balloon Payments: The Loan Twist You Shouldn’t Ignore" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Debt,Opinion,Personal
6 min read
How to Deal with Debt Collectors and Know Your Rights - Verified by FangWallet
4 min read

How to Deal with Debt Collectors and Know Your Rights

4 min readDealing with collection agencies can be stressful, but staying informed is key. Always request written validation of the debt, remain composed in conversations, and know your rights. Keeping communication clear can help resolve issues effectively.Continue reading "How to Deal with Debt Collectors and Know Your Rights" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Debt,Guides,Legal,Loans
4 min read
SmartAsset Review 2025: Is It Worth It for New Investors? - Verified by FangWallet
4 min read

SmartAsset Review 2025: Is It Worth It for New Investors?

4 min readSmartAsset is a company that helps people find investment advisers through an online matching platform and free questionnaires. The platform provides calculators and guides about taxes, retirement, and different investments to simplify money management. Every month, SmartAsset matches over 5,000 people with fiduciary advisers who prioritize user needs. The matching service is free, […]Continue reading "SmartAsset Review 2025: Is It Worth It for New Investors?" →
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Emily Birken<span class="bp-verified-badge"></span> Emily Birken
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Business,Debt,Loans,Reviews
4 min read
can you sell a house before paying it off
7 min read

Can You Sell a House Before Paying It Off: Here’s the Real Deal

7 min readSelling a house with an existing mortgage is common and straightforward if you plan. The money you make from the home sale usually goes toward paying off the remaining loan balance, closing costs, and other fees. Home equity is key. It is the gap between your property’s market value and your mortgage balance. […]Continue reading "Can You Sell a House Before Paying It Off: Here’s the Real Deal" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Debt,Mortgage,Personal
7 min read
How the Debt Ceiling and Budget Deficit Affect Your Finances - Verified by FangWallet
5 min read

How the Debt Ceiling and Budget Deficit Affect Your Finances

5 min readThe debt ceiling is a cap set by Congress on how much money the federal government can borrow to meet its existing financial obligations. When reached, it creates a political tug-of-war that can impact government services and economic stability.Continue reading "How the Debt Ceiling and Budget Deficit Affect Your Finances" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Business,Debt,Opinion
5 min read
how to rebuild credit after bankruptcy
10 min read

How to Rebuild Credit After Bankruptcy: A Fresh Start Guide

10 min readBankruptcy can lower your credit score. This can make it difficult to get loans or credit cards. Rebuilding your credit after bankruptcy takes time. Secured credit cards and credit builder loans are good ways to improve your credit. It is essential to check your credit report for mistakes and to dispute any errors. […]Continue reading "How to Rebuild Credit After Bankruptcy: A Fresh Start Guide" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Debt,Loans
10 min read
can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Credit Cards,Debt,Guides
6 min read
Married with Student Loans? Here’s How to Pay Less - Verified by FangWallet
6 min read

Married with Student Loans? Here’s How to Pay Less

6 min readMarried students with loans can lower their payments by using smart tax filing and repayment plans. If you file taxes separately, it might leave out your spouse’s income when figuring payments under IDR plans. The size of your family can change how much you pay, which may help lower your monthly costs. There […]Continue reading "Married with Student Loans? Here’s How to Pay Less" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Personal,Relationships
6 min read

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