Debt

after tax cost of debt formula
4 min read

After-Tax Cost of Debt Formula: A Simple Guide for Businesses and Investors

4 min readTurning your smartphone into a side hustle: Discover how to leverage your phone to earn extra income in your spare time. Exploring lucrative apps: We’ll explore a diverse range of mobile apps available on platforms like the Google Play Store, highlighting the most popular apps with high earning potential. Unlocking easy earning opportunities: […]Continue reading "After-Tax Cost of Debt Formula: A Simple Guide for Businesses and Investors" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Debt,Investing,Opinion
4 min read
disadvantages of paying off debt
5 min read

Disadvantages of Paying Off Debt: Why Keeping Some Debt Could Be Beneficial

5 min readStrategic debt management can be a smart financial move. Good debt can help you build wealth, while bad debt can erode it. Maintaining a mix of debt can positively impact your credit score. Focus on paying down high-interest debt first. Create a sustainable debt repayment plan that aligns with your financial goals. Introduction […]Continue reading "Disadvantages of Paying Off Debt: Why Keeping Some Debt Could Be Beneficial" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Opinion,Personal
5 min read
How to Surrender a Financed Car Without Penalty - Verified by FangWallet
4 min read

How to Surrender a Financed Car Without Penalty

4 min readLearn how to return a financed car without incurring penalties. Understand the legal and financial effects of surrendering a financed vehicle. Review your loan agreement for surrender clauses and payoff amounts. Assess your financial situation and explore alternative options. Communicate with your finance company to understand costs before surrendering. Protect your credit score […]Continue reading "How to Surrender a Financed Car Without Penalty" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Debt,Frugal Living,Insurance
4 min read
what is private debt
4 min read

What is Private Debt? A Simple Guide to Alternative Lending

4 min readPrivate debt is a loan extended to a company that is not publicly traded and comes in diverse forms such as loans and bonds. It offers potentially higher returns compared to publicly traded debt. Private debt is not as liquid as publicly traded debt due to the lack of a secondary market. Investors […]Continue reading "What is Private Debt? A Simple Guide to Alternative Lending" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Investing,Personal
4 min read
consolidate business debt
4 min read

Consolidate Business Debt: How to Regain Control Over Your Business Finances

4 min readBusiness debt consolidation simplifies multiple payments into one loan with a potentially lower interest rate. It can improve cash flow by reducing monthly payments, freeing up funds for operational expenses. Consolidation may offer longer repayment terms, which can lower monthly payments but might increase total interest paid. Timely payments on the consolidated loan […]Continue reading "Consolidate Business Debt: How to Regain Control Over Your Business Finances" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Debt,Loans
4 min read
Beginner's Guide to Understanding Accredited Debt Relief - Verified by FangWallet
5 min read

Beginner’s Guide to Understanding Accredited Debt Relief

5 min readAccredited Debt Relief is a well-known debt settlement company based in San Diego, California. They negotiate with creditors to lower your unsecured debt. The company handles various types of unsecured debts, including credit card debt, medical bills, personal loans, and private student loans. Accredited Debt Relief charges a fee based on their results, […]Continue reading "Beginner’s Guide to Understanding Accredited Debt Relief" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Personal
5 min read
How to Become Debt-Free: The Best Tips & Strategies - Verified by FangWallet
4 min read

How to Become Debt-Free: The Best Tips & Strategies

4 min readGetting out of debt starts with understanding your financial situation. Begin by listing your debts, prioritizing them, and creating a monthly budget. Track your spending, cut unnecessary expenses, and consider debt repayment strategies like the snowball method. With discipline and commitment, financial freedom is within reach!Continue reading "How to Become Debt-Free: The Best Tips & Strategies" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Opinion,Personal
4 min read
How to Get Out of Debt Using the Proven Snowball Method - Verified by FangWallet
7 min read

How to Get Out of Debt Using the Proven Snowball Method

7 min readThe Debt Snowball Plan is a powerful way to regain financial freedom. By focusing on your smallest debts first, you gain momentum as you pay them off. Each victory motivates you to tackle larger debts, turning your financial journey into a manageable goal.Continue reading "How to Get Out of Debt Using the Proven Snowball Method" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Frugal Living,Loans,Opinion,Personal
7 min read
what happens if you never pay your student loans
3 min read

What Happens If You Never Pay Your Student Loans: Steps to Address the Situation

3 min readIgnoring student loan payments can lead to severe consequences, including wage garnishment, tax refund offsets, and a damaged credit score. Defaulting on loans can limit access to future credit, rental opportunities, and even some job prospects. Income-driven repayment plans, loan forgiveness programs, and other resources can provide relief for struggling borrowers. Proactive communication […]Continue reading "What Happens If You Never Pay Your Student Loans: Steps to Address the Situation" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Education,Guides,Opinion
3 min read
is no credit better than bad credit
4 min read

Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

4 min readNo Credit ≠ Bad Credit: Not having credit is different from having bad credit, and understanding this distinction is essential for financial health. Fresh Start vs. Negative History: While having no credit offers you a fresh start, having bad credit indicates a history of making poor financial decisions. Building Good Habits: Developing good […]Continue reading "Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Credit Cards,Debt,Guides,Opinion
4 min read
charge-off vs collection
5 min read

Charge-Off vs. Collection: What You Need to Know About Debt Resolution

5 min readKnowing the difference between charge-offs and collections is crucial for resolving debt effectively. Both charge-offs and collections can harm your credit score and overall financial health. Learn your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself when dealing with debt collectors. Good debt management, including budgeting and timely payments, […]Continue reading "Charge-Off vs. Collection: What You Need to Know About Debt Resolution" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Guides,Opinion,Personal
5 min read
wedding ring financing
4 min read

Wedding Ring Financing: A Smart Way to Say “I Do” Without the Debt

4 min readWedding ring financing allows you to buy a quality ring while managing your budget. Options include credit cards, BNPL services, jewelry store financing, and personal loans. Understand the terms, interest rates, and payment options before committing. Review your financial health, including your credit score, before applying for financing. Set a realistic budget for […]Continue reading "Wedding Ring Financing: A Smart Way to Say “I Do” Without the Debt" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Lifestyle,Opinion,Personal
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.