Insurance

Should You Invest in an Endowment Policy? Pros, Cons, and What to Know - Verified by FangWallet
5 min read

Should You Invest in an Endowment Policy? Pros, Cons, and What to Know

5 min readAn endowment policy combines life insurance with savings, providing both protection for loved ones and a lump sum payout upon maturity. Long-term financial goals like retirement or paying for a child’s education are the focus of these policies. They offer guaranteed returns and tax benefits, but the higher premiums and slower growth require […]Continue reading "Should You Invest in an Endowment Policy? Pros, Cons, and What to Know" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Guides,Insurance,Investing
5 min read
Does Your Family Need Dependent Life Insurance? How to Decide - Verified by FangWallet
5 min read

Does Your Family Need Dependent Life Insurance? How to Decide

5 min readHow to Know if You Need Dependent Life Insurance Dependent life insurance provides death benefits for covered dependents such as spouses and children. Coverage is available through employers, standard policies, or joint life insurance plans. Eligible dependents typically include spouses, domestic partners, dependent children, and sometimes other family members. Premium costs and policy features can […]Continue reading "Does Your Family Need Dependent Life Insurance? How to Decide" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Guides,Insurance,Personal,Relationships
5 min read
what color cars are more expensive to insure
8 min read

What Color Cars Are More Expensive to Insure: Facts vs. Folklore

8 min readMany people think that red cars cost more to insure, but this is not true. The color of your car does not change insurance rates. Car insurance companies look at things like your driving history, the make and model of your car, and the type of coverage you pick, not the color. A […]Continue reading "What Color Cars Are More Expensive to Insure: Facts vs. Folklore" →
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Emily Birken<span class="bp-verified-badge"></span> Emily Birken
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Auto,Insurance,Personal
8 min read
what does car warranty cover
10 min read

What Does Car Warranty Cover? The Smart Driver’s Checklist

10 min readCar warranties keep you safe from issues caused by defective parts and bad work. Factory warranties usually cover new cars. You can get extended warranties to keep protection after the manufacturer’s warranty ends. The main types of warranties include bumper-to-bumper coverage, powertrain coverage, and limited warranties. Warranty coverage does not cover routine maintenance […]Continue reading "What Does Car Warranty Cover? The Smart Driver’s Checklist" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Auto,Guides,Insurance
10 min read
Best Online Life Insurance Companies 2025
5 min read

Best Online Life Insurance: Top 2025 Picks That Actually Deliver

5 min readChoosing the right life insurance can be overwhelming, but in 2025, several online providers stand out for their user-friendly platforms and competitive rates. From streamlined applications to excellent customer service, these companies make securing peace of mind easier than ever.Continue reading "Best Online Life Insurance: Top 2025 Picks That Actually Deliver" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Guides,Insurance,Personal
5 min read
whats a contingent beneficiary
7 min read

What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan

7 min readA contingent beneficiary acts as a backup to your primary beneficiary in estate plans. Naming a contingent beneficiary prevents your assets from entering probate if the primary beneficiary is unavailable. Contingent beneficiaries can include individuals, organizations, or charities. You can name multiple contingent beneficiaries and allocate specific portions of your estate to each. […]Continue reading "What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Guides,Insurance,Mortgage
7 min read
does pet insurance cover prescription food
6 min read

Does Pet Insurance Cover Prescription Food or Are You on Your Own?

6 min readPrescription pet food is typically formulated to address specific pet health conditions. Coverage for prescription pet food under pet insurance varies; some plans might include it, while others may not. Factors such as pre-existing conditions and the type of food can influence coverage decisions. Reading the fine print in your pet insurance policy […]Continue reading "Does Pet Insurance Cover Prescription Food or Are You on Your Own?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Health,Insurance,Lifestyle
6 min read
what is an insurance policy's grace period
5 min read

What is an Insurance Policy’s Grace Period? Explained

5 min readAn insurance grace period is a set period, typically 10-30 days, after your premium due date during which you can make a late payment without losing coverage. This safety net prevents policies from lapsing due to missed payments, ensuring continuous coverage. Grace periods vary by state, insurance type, and insurer; always review your […]Continue reading "What is an Insurance Policy’s Grace Period? Explained" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Insurance,Legal
5 min read
at what age does insurance go down
7 min read

At What Age Does Insurance Go Down: Find Out the Age Factor

7 min readCar insurance rates typically decrease as drivers gain more experience and become less statistically risky. The age at which insurance rates drop most significantly is usually around 25, a significant milestone for many insurance companies. While age plays a major role, other factors like driving history, location, credit score, and vehicle type also […]Continue reading "At What Age Does Insurance Go Down: Find Out the Age Factor" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Insurance,Personal
7 min read
how does life insurance pay out
9 min read

How Does Life Insurance Pay Out? The Basics Explained

9 min readLife insurance provides a financial safety net for your loved ones after your passing, offering a death benefit to cover various expenses. Understanding the payout process, claim requirements, and potential challenges can help you make informed decisions about your policy. The payout process involves notifying the insurance company, submitting necessary documents, and following […]Continue reading "How Does Life Insurance Pay Out? The Basics Explained" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Insurance,Personal
9 min read
is homesite insurance good
8 min read

Is Homesite Insurance Good? Real Talk From Real Policyholders

8 min readHomesite offers homeowners insurance in every state and Washington, D.C. Customers appreciate Homesite’s many policy options and discounts. The company partners with Wildfire Defense Systems. This could help keep your home safe from wildfires. Homesite has a simple online platform and an easy process for getting quotes. While their prices are competitive, Homesite’s […]Continue reading "Is Homesite Insurance Good? Real Talk From Real Policyholders" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Insurance,Opinion,Reviews
8 min read
is prepaid insurance an asset
6 min read

Is Prepaid Insurance an Asset? Accounting Says Yes

6 min readPrepaid insurance refers to insurance premiums paid in advance, creating a current asset for your business.This upfront payment provides future economic benefits and improves cash flow management.Accountants systematically convert prepaid insurance to an expense as the coverage period elapses.Proper classification as a current or non-current asset depends on the policy’s duration.Understanding the impact […]Continue reading "Is Prepaid Insurance an Asset? Accounting Says Yes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Education,Insurance,Investing
6 min read

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