Loans

Grants or Loans? How to Choose the Business Funding - Verified by FangWallet
4 min read

Grants or Loans? How to Choose the Business Funding

4 min readGrants or Loans? How to Choose the Right Funding for Your Business Business grants are free money. You do not have to pay them back. They often come from the government, nonprofits, or companies. Business loans provide funds from banks or private lenders. You must repay them with interest. Grants and loans have different eligibility […]Continue reading "Grants or Loans? How to Choose the Business Funding" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Business,Debt,Loans
4 min read
Fixed HELOC: What You Need to Know Before You Apply - Verified by FangWallet
4 min read

Fixed HELOC: What You Need to Know Before You Apply

4 min readFixed HELOCs offer consistent monthly payments and a set interest rate, helping borrowers avoid surprises common with other loan types. Homeowners can use a revolving credit line during the draw period, ideal for ongoing expenses or home projects. A fixed HELOC protects borrowers from market fluctuations and rising interest rates. It can be used […]Continue reading "Fixed HELOC: What You Need to Know Before You Apply" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Debt,Loans,Mortgage
4 min read
Top 5 Merchant Cash Advance Companies to Consider Today - Verified by FangWallet
7 min read

Top 5 Merchant Cash Advance Companies to Consider Today

7 min readMerchant cash advances (MCAs) let small businesses get money quickly when they need working capital. This can help them handle cash flow or grow their business. MCA providers like Credibly, Libertas Funding, and Fora Financial have special funding options with easy repayment plans. Most MCA approvals do not need a lot of credit history. […]Continue reading "Top 5 Merchant Cash Advance Companies to Consider Today" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Business,Loans,Personal
7 min read
Jumbo Loan Insights: What Buyers Should Know - Verified by FangWallet
3 min read

Jumbo Loan Insights: What Buyers Should Know

3 min readJumbo loans are home loans for borrowing amounts exceeding Federal Housing Finance Agency (FHFA) limits. Borrowers must meet stricter criteria, including higher credit scores and larger down payments than regular loans. Interest rates on jumbo loans may differ from standard loans, influenced by the borrower’s financial profile. It’s crucial to understand current conforming loan […]Continue reading "Jumbo Loan Insights: What Buyers Should Know" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Entrepreneurship,Loans,Personal
3 min read
What is a Conventional Loan? - Verified by FangWallet
4 min read

What is a Conventional Loan?

4 min readWhat Is a Conventional Loan? Conventional loans are mortgages not backed by government agencies, like FHA or VA loans. These loans require at least a 620 credit score and offer adjustable terms with competitive interest rates for strong-credit borrowers. Down payments can be as low as 3%, but private mortgage insurance (PMI) is required if […]Continue reading "What is a Conventional Loan?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Loans,Mortgage,Personal
4 min read
How to Deal with Debt Collectors and Know Your Rights - Verified by FangWallet
4 min read

How to Deal with Debt Collectors and Know Your Rights

4 min readDealing with collection agencies can be stressful, but staying informed is key. Always request written validation of the debt, remain composed in conversations, and know your rights. Keeping communication clear can help resolve issues effectively.Continue reading "How to Deal with Debt Collectors and Know Your Rights" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Debt,Guides,Legal,Loans
4 min read
SmartAsset Review 2025: Is It Worth It for New Investors? - Verified by FangWallet
4 min read

SmartAsset Review 2025: Is It Worth It for New Investors?

4 min readSmartAsset is a company that helps people find investment advisers through an online matching platform and free questionnaires. The platform provides calculators and guides about taxes, retirement, and different investments to simplify money management. Every month, SmartAsset matches over 5,000 people with fiduciary advisers who prioritize user needs. The matching service is free, […]Continue reading "SmartAsset Review 2025: Is It Worth It for New Investors?" →
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Emily Birken<span class="bp-verified-badge"></span> Emily Birken
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Business,Debt,Loans,Reviews
4 min read
how much does appraisal cost
9 min read

How Much Does Appraisal Cost in 2025?

9 min readIn 2025, a home appraisal will likely cost between $600 and $2,000. This cost depends on several things, like square footage, location, and type of property. A home appraisal is important to find out the fair market value. This value is necessary for buying, refinancing, or selling a property. Appraisers check the property’s […]Continue reading "How Much Does Appraisal Cost in 2025?" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Loans,Mortgage,Personal
9 min read
how to pay for home renovations
9 min read

How to Pay for Home Renovations: Budget-Friendly Strategies

9 min readExplore different ways to find money, like home equity loans, lines of credit, and personal loans, to finance your dream renovation. Make sure you are financially ready. Check your credit score, budget, and home equity to see what loan terms you can manage. Set a realistic budget for your renovation. Look for affordable […]Continue reading "How to Pay for Home Renovations: Budget-Friendly Strategies" →
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Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
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Loans,Mortgage,Personal
9 min read
who pays for home appraisal
9 min read

Who Pays for a Home Appraisal? A Breakdown for Homebuyers

9 min readA home appraisal is an important part of buying a home. It helps determine the property’s fair market value. Usually, the buyer pays for the home appraisal, but the mortgage lender orders it. A home appraisal finds the market value of the home. A home inspection checks the condition of the property. The […]Continue reading "Who Pays for a Home Appraisal? A Breakdown for Homebuyers" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Loans,Mortgage,Personal
9 min read
what kind of loan to buy land
6 min read

What Kind of Loan to Buy Land? Tips to Secure the Best Deal

6 min readLand loans are for buying land to build a home or a business. There are different kinds of loans, like raw, unimproved, and improved. This depends on how developed the land is. You might have to pay higher interest rates and larger down payments than with regular mortgages. To boost your chances of […]Continue reading "What Kind of Loan to Buy Land? Tips to Secure the Best Deal" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Investing,Loans,Mortgage
6 min read
how to rebuild credit after bankruptcy
10 min read

How to Rebuild Credit After Bankruptcy: A Fresh Start Guide

10 min readBankruptcy can lower your credit score. This can make it difficult to get loans or credit cards. Rebuilding your credit after bankruptcy takes time. Secured credit cards and credit builder loans are good ways to improve your credit. It is essential to check your credit report for mistakes and to dispute any errors. […]Continue reading "How to Rebuild Credit After Bankruptcy: A Fresh Start Guide" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Debt,Loans
10 min read

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