Loans

can you use a heloc to buy a house
10 min read

Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?

10 min readA Home Equity Line of Credit (HELOC) provides financing options by leveraging the equity in your home. HELOCs can be used to buy real estate, including second homes or investment properties. The structure offers flexibility, allowing borrowers to draw funds as needed during the draw period. However, using a HELOC comes with risks […]Continue reading "Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?" →
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Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
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Guides,Loans,Mortgage
10 min read
how to get a loan at 18
7 min read

How to Get a Loan at 18 Without Wrecking Your Future Credit

7 min readIt’s possible to get a loan at 18, but your options might be a bit different due to limited credit history. Building good credit is super important – it’s like proving you’re responsible with money. A cosigner can be a huge help – think of it like someone vouching for you. Don’t be […]Continue reading "How to Get a Loan at 18 Without Wrecking Your Future Credit" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Loans,Personal
7 min read
can you trade in a car you still owe on
7 min read

Can You Trade In a Car You Still Owe On Without Drowning in Debt?

7 min readYou can trade a financed car, but consider your loan balance and value first. If you have positive equity, the trade will be easier. Yomore uses he extra money for a new car. With negative equity, you might add debt to a new loan or have to pay the difference from your zzb […]Continue reading "Can You Trade In a Car You Still Owe On Without Drowning in Debt?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
7 min read
what is invoice financing
9 min read

What Is Invoice Financing: The Sneaky Smart Way to Get Paid Faster

9 min readInvoice financing helps businesses get cash from unpaid invoices. It improves cash flow. This means businesses can pay bills and expand. Invoice financing is often faster and easier than regular bank loans. Businesses can choose between invoice financing and factoring. They have different processes and costs. It is essential to know your business […]Continue reading "What Is Invoice Financing: The Sneaky Smart Way to Get Paid Faster" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Business,Entrepreneurship,Loans
9 min read
how to get out of a car loan
6 min read

How to Get Out of a Car Loan Without Wrecking Your Finances

6 min readGetting stuck with a car loan you cannot afford can be stressful.There are several options for getting out of an auto loan without completely derailing your finances.This article explores practical steps, such as refinancing, selling your car, or even negotiating with your lender for better loan terms.We’ll guide you through understanding your financing […]Continue reading "How to Get Out of a Car Loan Without Wrecking Your Finances" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
6 min read
is a money order the same as a check
5 min read

Is a Money Order the Same as a Check? When to Use One Over the Other

5 min readMoney orders and checks create a paper trail for spending, unlike cash. They are similar but have key differences that serve different needs. Money orders are prepaid and guaranteed, whereas personal checks withdraw funds from an account after deposit. Money orders are typically used for smaller amounts, usually under $1,000, while cashier’s checks […]Continue reading "Is a Money Order the Same as a Check? When to Use One Over the Other" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Guides,Loans
5 min read
are payday loans fixed or variable
5 min read

Are Payday Loans Fixed or Variable? Avoiding Costly Traps

5 min readA payday loan helps when you have short-term money issues. It is usually due on your next payday. These loans have fixed interest rates and can have high fees. It is very important to read the terms and conditions before you agree to a payday loan. Consider other options like personal loans, loans […]Continue reading "Are Payday Loans Fixed or Variable? Avoiding Costly Traps" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Loans,Personal
5 min read
How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late - Verified by FangWallet
8 min read

How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late

8 min readDid you know that even a single missed car payment can put you at risk of vehicle repossession? Late car payments can severely impact your credit score, potentially leading to higher interest rates and difficulty securing loans in the future. Most car loans do offer a grace period, typically between 10 to 15 […]Continue reading "How to Avoid Late Fees on Your Car Loan—Even If You’re 5 Days Late" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Guides,Loans
8 min read
What Happens When You Miss a Payment Near Your Loan’s Maturity Date? - Verified by FangWallet
6 min read

What Happens When You Miss a Payment Near Your Loan’s Maturity Date?

6 min readA loan’s maturity date signifies the due date for the final payment, marking the loan’s completion. Understanding your loan agreement and maturity date is crucial for responsible borrowing. Missing a payment near the maturity date can have repercussions, including late fees and potential credit score impacts. It is essential to communicate with your […]Continue reading "What Happens When You Miss a Payment Near Your Loan’s Maturity Date?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Guides,Loans
6 min read
how to get out from under a car loan
12 min read

How to Get Out From Under a Car Loan—Fast and Smart!

12 min readHaving negative equity in your auto loan can feel overwhelming, but numerous solutions can help you navigate this challenge. Refinancing your car loan could potentially lower your monthly payments. It might be beneficial to explore the option of selling your car privately or trading it in, but carefully evaluate the financial implications beforehand. […]Continue reading "How to Get Out From Under a Car Loan—Fast and Smart!" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
12 min read
How to Get a Loan Like NetCredit Without High Interest Rates - Verified by FangWallet
7 min read

How to Get a Loan Like NetCredit Without High Interest Rates

7 min readLook into options that are better than high-interest loans, like NetCredit. Find out how to get low-interest loans. Learn about credit scores, income ratios, and more. Get ideas on raising your credit score to have better loan choices. Discover how to compare lenders and pick the best loan for you. Introduction Taking charge […]Continue reading "How to Get a Loan Like NetCredit Without High Interest Rates" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Loans,Opinion
7 min read
how much is too much credit card debt
5 min read

How Much Is Too Much Credit Card Debt? Warning Signs & Fixes

5 min readHigh credit card debt can lead to financial instability, impacting your credit score and limiting future opportunities. Recognizing the warning signs, such as consistently making minimum payments, is crucial for early intervention. Assessing your debt-to-income ratio and credit utilization provides clarity on your financial standing. Employing strategies like the debt avalanche or snowball […]Continue reading "How Much Is Too Much Credit Card Debt? Warning Signs & Fixes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
5 min read

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