Mortgage

Is Paying Closing Costs Helping Buyers Win in 2025? - Verified by FangWallet
4 min read

Is Paying Closing Costs Helping Buyers Win in 2025?

4 min readIntroduction Closing costs can be one of the final hurdles for homebuyers, but they do not have to be a surprise. With the help of a real estate agent and proper planning, buyers can use closing costs as a smart tool to win bids and close deals quickly in 2025’s competitive housing market. This section […]Continue reading "Is Paying Closing Costs Helping Buyers Win in 2025?" →
Tagged ,
Christine Benz<span class="bp-verified-badge"></span> Christine Benz
Posted on
Guides,Mortgage,Personal
4 min read
What Is Mortgage Recasting? - Verified by FangWallet
7 min read

What Is Mortgage Recasting?

7 min readMortgage Recasting Explained Mortgage recasting lets homeowners lower their monthly payments by making a large, one-time payment on the main balance of their loan. Unlike refinancing, recasting does not change the interest rate or loan terms on your current mortgage. This is only open for certain mortgages, and lenders will say if you can use […]Continue reading "What Is Mortgage Recasting?" →
Tagged
Christine Benz<span class="bp-verified-badge"></span> Christine Benz
Posted on
Guides,Mortgage
7 min read
Discover Real Estate Listings in Texas: Homes for Sale - Verified by FangWallet
3 min read

Discover Real Estate Listings in Texas: Homes for Sale

3 min readLooking to buy a home in the Lone Star State? Here’s what you need to know: Explore thousands of real estate listings in top Texas cities like Houston, Austin, and Dallas Find property types for every budget, from starter homes to luxury estates and downtown lofts Track real-time market trends, especially in fast-growing areas […]Continue reading "Discover Real Estate Listings in Texas: Homes for Sale" →
Tagged
George Mount<span class="bp-verified-badge"></span> George Mount
Posted on
Business,Entrepreneurship,Mortgage
3 min read
Fixed HELOC: What You Need to Know Before You Apply - Verified by FangWallet
4 min read

Fixed HELOC: What You Need to Know Before You Apply

4 min readFixed HELOCs offer consistent monthly payments and a set interest rate, helping borrowers avoid surprises common with other loan types. Homeowners can use a revolving credit line during the draw period, ideal for ongoing expenses or home projects. A fixed HELOC protects borrowers from market fluctuations and rising interest rates. It can be used […]Continue reading "Fixed HELOC: What You Need to Know Before You Apply" →
Tagged
Josh Brown<span class="bp-verified-badge"></span> Josh Brown
Posted on
Debt,Loans,Mortgage
4 min read
What is a Conventional Loan? - Verified by FangWallet
4 min read

What is a Conventional Loan?

4 min readWhat Is a Conventional Loan? Conventional loans are mortgages not backed by government agencies, like FHA or VA loans. These loans require at least a 620 credit score and offer adjustable terms with competitive interest rates for strong-credit borrowers. Down payments can be as low as 3%, but private mortgage insurance (PMI) is required if […]Continue reading "What is a Conventional Loan?" →
Tagged
Kent Baker<span class="bp-verified-badge"></span> Kent Baker
Posted on
Loans,Mortgage,Personal
4 min read
Townhouse Taxes in 2025: What Buyers Need to Know - Verified by FangWallet
4 min read

Townhouse Taxes in 2025: What Buyers Need to Know

4 min readLocal governments decide the taxes and rates for townhouse properties, which vary significantly by location. Major changes in tax laws for 2025 will impact deductions, including those for property tax bills and mortgage interest. Accurately calculating your property tax bill is essential for effective budgeting. Townhouse owners may deduct certain costs, such as […]Continue reading "Townhouse Taxes in 2025: What Buyers Need to Know" →
Tagged ,
Kent Baker<span class="bp-verified-badge"></span> Kent Baker
Posted on
Guides,Legal,Mortgage,Personal
4 min read
how much does appraisal cost
9 min read

How Much Does Appraisal Cost in 2025?

9 min readIn 2025, a home appraisal will likely cost between $600 and $2,000. This cost depends on several things, like square footage, location, and type of property. A home appraisal is important to find out the fair market value. This value is necessary for buying, refinancing, or selling a property. Appraisers check the property’s […]Continue reading "How Much Does Appraisal Cost in 2025?" →
Tagged , ,
Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
Posted on
Loans,Mortgage,Personal
9 min read
can you sell a house before paying it off
7 min read

Can You Sell a House Before Paying It Off: Here’s the Real Deal

7 min readSelling a house with an existing mortgage is common and straightforward if you plan. The money you make from the home sale usually goes toward paying off the remaining loan balance, closing costs, and other fees. Home equity is key. It is the gap between your property’s market value and your mortgage balance. […]Continue reading "Can You Sell a House Before Paying It Off: Here’s the Real Deal" →
Tagged
George Mount<span class="bp-verified-badge"></span> George Mount
Posted on
Debt,Mortgage,Personal
7 min read
what is a leaseback
5 min read

What Is a Leaseback? How It Works and Why It Matters

5 min readA leaseback, also known as a sale-leaseback, is a financial transaction where a property owner sells their property to a buyer and simultaneously leases it back. This arrangement allows the seller to free up capital while retaining the use of the property for a specified period. Leasebacks offer advantages for both sellers, such […]Continue reading "What Is a Leaseback? How It Works and Why It Matters" →
Tagged
Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
Posted on
Business,Investing,Mortgage
5 min read
how to pay for home renovations
9 min read

How to Pay for Home Renovations: Budget-Friendly Strategies

9 min readExplore different ways to find money, like home equity loans, lines of credit, and personal loans, to finance your dream renovation. Make sure you are financially ready. Check your credit score, budget, and home equity to see what loan terms you can manage. Set a realistic budget for your renovation. Look for affordable […]Continue reading "How to Pay for Home Renovations: Budget-Friendly Strategies" →
Tagged
Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
Posted on
Loans,Mortgage,Personal
9 min read
who pays for home appraisal
9 min read

Who Pays for a Home Appraisal? A Breakdown for Homebuyers

9 min readA home appraisal is an important part of buying a home. It helps determine the property’s fair market value. Usually, the buyer pays for the home appraisal, but the mortgage lender orders it. A home appraisal finds the market value of the home. A home inspection checks the condition of the property. The […]Continue reading "Who Pays for a Home Appraisal? A Breakdown for Homebuyers" →
Tagged
Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
Posted on
Loans,Mortgage,Personal
9 min read
what kind of loan to buy land
6 min read

What Kind of Loan to Buy Land? Tips to Secure the Best Deal

6 min readLand loans are for buying land to build a home or a business. There are different kinds of loans, like raw, unimproved, and improved. This depends on how developed the land is. You might have to pay higher interest rates and larger down payments than with regular mortgages. To boost your chances of […]Continue reading "What Kind of Loan to Buy Land? Tips to Secure the Best Deal" →
Tagged ,
Josh Brown<span class="bp-verified-badge"></span> Josh Brown
Posted on
Investing,Loans,Mortgage
6 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.