Mortgage

what kind of loan to buy land
6 min read

What Kind of Loan to Buy Land? Tips to Secure the Best Deal

6 min readLand loans are for buying land to build a home or a business. There are different kinds of loans, like raw, unimproved, and improved. This depends on how developed the land is. You might have to pay higher interest rates and larger down payments than with regular mortgages. To boost your chances of […]Continue reading "What Kind of Loan to Buy Land? Tips to Secure the Best Deal" →
Tagged ,
Josh Brown<span class="bp-verified-badge"></span> Josh Brown
Posted on
Investing,Loans,Mortgage
6 min read
how to sell house without realtor
5 min read

How to Sell House Without Realtor? Secrets to Closing the Deal Fast

5 min readSelling your house without a Realtor is called “For Sale By Owner” (FSBO). FSBO can help you save a lot of money on agent commissions. You will be in control of the selling process. This gives you more flexibility in deals and timelines. You need to understand the real estate market well. FSBO […]Continue reading "How to Sell House Without Realtor? Secrets to Closing the Deal Fast" →
Tagged ,
Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
Posted on
Deals,Guides,Mortgage
5 min read
whats a contingent beneficiary
7 min read

What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan

7 min readA contingent beneficiary acts as a backup to your primary beneficiary in estate plans. Naming a contingent beneficiary prevents your assets from entering probate if the primary beneficiary is unavailable. Contingent beneficiaries can include individuals, organizations, or charities. You can name multiple contingent beneficiaries and allocate specific portions of your estate to each. […]Continue reading "What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan" →
Tagged ,
Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
Posted on
Guides,Insurance,Mortgage
7 min read
what is a leasehold improvement
6 min read

What Is a Leasehold Improvement: A Quick Guide for Business Owners

6 min readLeasehold improvements are modifications made to customize rented spaces to a tenant’s needs. Common improvements may include partitions, flooring, lighting upgrades, and specialized fixtures. Cost responsibility depends on the lease agreement, with tenants or landlords sharing the expenses. Improvements are typically depreciated over their useful life or lease term for tax purposes. Certain […]Continue reading "What Is a Leasehold Improvement: A Quick Guide for Business Owners" →
Tagged ,
Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
Posted on
Business,Entrepreneurship,Mortgage
6 min read
can you use a heloc to buy a house
10 min read

Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?

10 min readA Home Equity Line of Credit (HELOC) provides financing options by leveraging the equity in your home. HELOCs can be used to buy real estate, including second homes or investment properties. The structure offers flexibility, allowing borrowers to draw funds as needed during the draw period. However, using a HELOC comes with risks […]Continue reading "Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?" →
Tagged
Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
Posted on
Guides,Loans,Mortgage
10 min read
What Is an Open-End Mortgage & How Can It Help You Save? - Verified by FangWallet
6 min read

What Is an Open-End Mortgage & How Can It Help You Save?

6 min readAn open-end mortgage lets you borrow more money for home improvements in addition to your first home loan. This type of mortgage is good for people buying homes that need fixing, giving money for repairs right away. You only pay interest on what you borrow, which can save you money. Open-end mortgages have […]Continue reading "What Is an Open-End Mortgage & How Can It Help You Save?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Investing,Mortgage,Opinion
6 min read
VA loan pros and cons
4 min read

VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down

4 min readVA loans offer incredible benefits like no down payment and competitive interest rates, making homeownership accessible for veterans. However, they come with strict eligibility requirements and funding fees. It's essential to weigh these factors carefully.Continue reading "VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Loans,Mortgage,Personal
4 min read
check home insurance
5 min read

Check Home Insurance: Hidden Gaps That Could Cost You Thousands

5 min readAs winter approaches, now is the perfect time to review your home insurance policy. Don’t wait for a disaster to uncover gaps in your coverage. A quick check can save you from regret later, ensuring you're protected when it matters most.Continue reading "Check Home Insurance: Hidden Gaps That Could Cost You Thousands" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Insurance,Mortgage,Opinion,Personal
5 min read
How to buy a house in 2025
7 min read

How to Buy a House in 2025: Mortgage Hacks to Save Thousands

7 min readNavigating the housing market in 2025 requires strategic planning. Start by assessing your finances and securing pre-approval for a mortgage. Research neighborhoods, attend open houses, and don't hesitate to work with a knowledgeable realtor to guide your journey.Continue reading "How to Buy a House in 2025: Mortgage Hacks to Save Thousands" →
Tagged , ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Investing,Loans,Mortgage
7 min read
requirements to refinance a mortgage
7 min read

Requirements to Refinance a Mortgage: Step-by-Step Guide

7 min readRefinancing your mortgage can be a smart financial move, but it's essential to meet certain requirements. Typically, lenders look for a stable income, a good credit score (usually 620 or higher), and sufficient equity in your home. Understanding these factors can help you navigate the process.Continue reading "Requirements to Refinance a Mortgage: Step-by-Step Guide" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Loans,Mortgage,Personal
7 min read
do you need title insurance
5 min read

Do You Need Title Insurance, or Is It a Waste of Money?

5 min readTitle insurance protects homebuyers from losses due to title issues. It covers problems like unknown claims, fights over ownership, and mistakes in public records. Lender’s title insurance saves the lender’s money, while owner’s title insurance keeps the homeowner’s investment safe. A title search is done before buying a property to find any title […]Continue reading "Do You Need Title Insurance, or Is It a Waste of Money?" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Insurance,Legal,Mortgage,Opinion
5 min read
Oregon Mortgage Rates: Tips for Finding the Best Rate - Verified by FangWallet
4 min read

Oregon Mortgage Rates: Tips for Finding the Best Rate

4 min readShop around and compare rates—don’t take the first mortgage you see. Get quotes from multiple lenders to compare interest rates, fees, and terms. Check and improve your credit score—lenders review your credit score. A higher score often qualifies you for a lower interest rate. Save for a larger down payment—a bigger down payment […]Continue reading "Oregon Mortgage Rates: Tips for Finding the Best Rate" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Mortgage,Personal
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.