Mortgage

4 min read

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

4 min readWhile a federal tax credit for buying a house in 2023 doesn’t exist, homeowners can benefit from several tax deductions. A primary residence has potential tax benefits, including deductions for mortgage interest, property taxes, and certain home improvements. Understanding the difference between tax deductions and credits is vital for maximizing your savings. Before […]Continue reading →

Tagged Featured, Regular

FangWallet Editors

February 10, 2025May 5, 2025

Legal,Loans,Mortgage,Opinion

4 min read

Quicken Loans Guide to Fannie Mae HomePath Properties

4 min readSave Money: HomePath properties are often priced below market value, offering potential savings for buyers. Help with Closing Costs: First-time homebuyers may qualify for assistance through Fannie Mae’s HomePath Ready Buyer program. Variety of Property Options: HomePath includes single-family homes, condos, townhomes, and multi-unit buildings. Streamlined Buying Process: The HomePath program simplifies the […]Continue reading →

Tagged Branded

FangWallet Editors

February 10, 2025May 5, 2025

Guides,Loans,Mortgage

4 min read

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

4 min readRefinancing can secure a lower interest rate, reducing monthly payments and overall interest costs. Calculating your break-even point—the period of time it takes for savings to outweigh refinancing costs—is crucial. A good credit score is key to securing favorable refinance rates. Compare offers from multiple lenders to find the best terms. Carefully assess […]Continue reading →

FangWallet Editors

February 6, 2025May 5, 2025

Mortgage,Loans,Personal

4 min read

Selling Home As Is: Benefits and Challenges of Selling Without Repairs

4 min readSelling “as is” means passing on repairs to the buyer. This method is ideal for homeowners short on time or money or those who inherited a property. It’s crucial to price your home realistically, considering the needed repairs. Working with an experienced real estate agent knowledgeable in “as is” sales is recommended. While […]Continue reading →

Tagged Featured

FangWallet Editors

February 4, 2025May 5, 2025

Business,Mortgage,Opinion,Personal

4 min read

Should I Lock My Mortgage Rate Today: A Guide to Timing Your Rate Lock

4 min readMortgage Rate Locks Explained: Locking your mortgage rate secures a specific interest rate for a set period, protecting you from potential rate increases. Optimal Timing: The best time to lock a rate is often after securing a home purchase agreement or when you’re comfortable with current rates. Rate Influencers: Federal Reserve decisions, inflation, […]Continue reading →

FangWallet Editors

January 17, 2025May 5, 2025

Guides,Market News,Mortgage,Opinion

4 min read

4 min read

Second Home Mortgages: How to Finance Your Escape with Ease

4 min readMake your dream a reality: A second home mortgage can help you purchase your vacation home. Tailored loans: Explore various mortgage options for second homes. Financial preparation: Understand the costs involved and plan your budget effectively. Compare wisely: Review different lenders and their rates to secure the best deal. Know the process: Familiarize […]Continue reading →

FangWallet Editors

January 17, 2025May 5, 2025

Mortgage,Frugal Living,Guides

4 min read

Home Buyers Insurance: How Does It Safeguard Your New Home?

4 min readHome buyers insurance offers important financial protection for new homeowners. It gives liability coverage for your new home and brings you peace of mind. It’s essential to know the different insurance policies to find the best one for you. Home buyers insurance shields your investment from unexpected events. Doing the proper paperwork and […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Insurance,Mortgage,Personal

4 min read

How AmeriSave Simplifies Mortgage Loans for First-Time Buyer

4 min readAre you a first-time homebuyer or looking for a simpler way to handle your mortgage? AmeriSave Corporation could be the solution. This guide explains what AmeriSave Corporation is, how it has transformed the mortgage process, and the key documents you’ll need to apply. Discover various mortgage options, along with a step-by-step guide to […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Investing,Mortgage,Personal

4 min read

6 min read

What Happens at Closing: Are There Any Last-Minute Surprises?

6 min readClosing day is the final step in buying your new home. To avoid last-minute surprises, it’s crucial to prepare for closing day and understand the process. Review essential documents, such as the closing disclosure, and ensure all necessary paperwork and payments are ready. The closing process generally includes signing loan papers, paying closing […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Guides,Mortgage,Opinion

6 min read

5 min read

What Does a Mortgage Broker Do? Understanding Their Role in Your Home Buying Journey

5 min readMortgage brokers help borrowers find lenders and present a variety of loan options. Brokers simplify the homebuying process, particularly for first-time buyers. They offer expert advice, negotiate rates and terms, and manage paperwork on your behalf. Brokers save time and effort by comparing lenders to find the best fit for your financial situation. […]Continue reading →

FangWallet Editors

January 12, 2025

Mortgage,Career,Opinion

5 min read

4 min read

How Much Should You Save for a House: A Step-by-Step Plan for Buying Your First Home

4 min readSaving for a new home requires understanding your budget, the home price you aim for, and the costs involved, such as down payments, closing costs, and mortgage insurance. A larger down payment can lower monthly mortgage payments and may eliminate the need for private mortgage insurance (PMI). To achieve your savings goal, create […]Continue reading →

Tagged Featured

FangWallet Editors

January 9, 2025

Frugal Living,Guides,Mortgage,Opinion

4 min read

First Time Home Buyer with Bad Credit: Can You Still Qualify?

4 min readYou can still buy your first home, even if your credit is imperfect. Several loan programs exist for first-time home buyers with bad credit, including FHA, VA, and USDA loans. steps include understanding your credit score, exploring loan options, and improving your financial health. Loans backed by the government usually have more […]Continue reading →

Tagged Featured

FangWallet Editors

December 25, 2024

Debt,Mortgage,Opinion

4 min read

Is the Appraisal Gap Contingency Right for You?

Can Real Estate IRAs Help Small Businesses?

Retirement Cost of Living: Budgeting for a Happy Future

What are Bullish and Bearish Markets?

Is Melatonin Safe For Dogs?

Banfield Prices List: Affordable Care for Your Pets

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

Quicken Loans Guide to Fannie Mae HomePath Properties

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

Selling Home As Is: Benefits and Challenges of Selling Without Repairs

Should I Lock My Mortgage Rate Today: A Guide to Timing Your Rate Lock

Second Home Mortgages: How to Finance Your Escape with Ease

Home Buyers Insurance: How Does It Safeguard Your New Home?

How AmeriSave Simplifies Mortgage Loans for First-Time Buyer

What Happens at Closing: Are There Any Last-Minute Surprises?

What Does a Mortgage Broker Do? Understanding Their Role in Your Home Buying Journey

How Much Should You Save for a House: A Step-by-Step Plan for Buying Your First Home

First Time Home Buyer with Bad Credit: Can You Still Qualify?

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