Opinion

how much is 70k a year monthly
4 min read

How Much Is 70K a Year Monthly? A Breakdown of Your Take-Home Pay

4 min readUnderstanding your monthly take-home pay when earning $70,000 a year requires considering taxes and deductions. Federal and state taxes can significantly impact your net income, depending on your location and tax bracket. Deductions for contributions like 401(k) and health insurance lower your taxable income, increasing your take-home pay. Various tools, like online calculators, […]Continue reading "How Much Is 70K a Year Monthly? A Breakdown of Your Take-Home Pay" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Career,Lifestyle,Opinion,Personal
4 min read
do you get a tax credit for buying a house
4 min read

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

4 min readWhile a federal tax credit for buying a house in 2023 doesn’t exist, homeowners can benefit from several tax deductions. A primary residence has potential tax benefits, including deductions for mortgage interest, property taxes, and certain home improvements. Understanding the difference between tax deductions and credits is vital for maximizing your savings. Before […]Continue reading "Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Legal,Loans,Mortgage,Opinion
4 min read
what does plan f cover
4 min read

What Does Plan F Cover? Understanding Benefits and Costs for Seniors

4 min readMedicare Supplement Plan F offers comprehensive coverage for seniors, but it’s essential to understand its benefits and costs. Plan F covers various medical expenses, including Part A and Part B deductibles, coinsurance, and excess charges – but it is only available to those who were eligible for Medicare before 2020. Seniors can choose […]Continue reading "What Does Plan F Cover? Understanding Benefits and Costs for Seniors" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Health,Insurance,Opinion,Personal
4 min read
Best Retail Stores Offering Free Birthday Gifts & Discounts - Verified by FangWallet
4 min read

Best Retail Stores Offering Free Birthday Gifts & Discounts

4 min readMany stores offer birthday freebies and discounts to loyal shoppers. You can enjoy free food, drinks, and discounts on clothes and beauty products. Signing up for loyalty programs and providing your birthdate is essential to receiving rewards. Reading the terms and conditions ensures you maximize your offers. Combining multiple offers can help you […]Continue reading "Best Retail Stores Offering Free Birthday Gifts & Discounts" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Deals,Guides,Lifestyle,Opinion
4 min read
5 Steps to Organizing Your Personal Financial Statement Like a Pro - Verified by FangWallet
4 min read

5 Steps to Organizing Your Personal Financial Statement Like a Pro

4 min readOrganizing your financial statement provides a clear view of your income, expenses, and net worth. This clarity makes financial decisions easier, whether budgeting, investing, or planning your estate. A well-structured statement guides you in achieving financial goals. Keeping financial documents in a secure and accessible manner is essential. Budgeting apps and digital tools […]Continue reading "5 Steps to Organizing Your Personal Financial Statement Like a Pro" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Education,Opinion,Personal
4 min read
how much to trademark a logo
4 min read

How Much to Trademark a Logo? Understanding Costs and the Process

4 min readThe cost of trademarking a logo in the United States varies. Federal trademarking costs $250-$350 per class of goods/services, while state fees range from $50-$150. Legal fees for trademark applications typically add $500-$2,000 but can increase your chances of success. Trademark search fees range from $300 to $600 and are crucial to avoid […]Continue reading "How Much to Trademark a Logo? Understanding Costs and the Process" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Entrepreneurship,Legal,Opinion
4 min read
cost to replace kitchen countertops
4 min read

Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades

4 min readThe cost of kitchen countertop installation ranges from $20 per square foot for budget-friendly laminate to $250 or more for high-end materials like marble. Factors like material choice, size, edge treatments, cutouts, and labor costs contribute to the total project cost. Understanding the pros and cons of different materials—granite, quartz, laminate, and marble—helps […]Continue reading "Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Lifestyle,Opinion,Personal
4 min read
what is drawdown in trading
4 min read

What Is Drawdown in Trading? Understanding Losses and Risk Management

4 min readDrawdown is the peak-to-trough decline in a trading account balance due to losing trades. Understanding drawdown is crucial for managing risk and developing effective trading strategies. Diversification, stop-loss orders, and careful risk assessment can help mitigate drawdown. Drawdown is not the same as loss. A loss is realized when you exit a trade, […]Continue reading "What Is Drawdown in Trading? Understanding Losses and Risk Management" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Investing,Opinion,Technology
4 min read
how much is low income for a single person
4 min read

How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards

4 min readIn 2023, low income was considered to be $14,580 for a single person and $30,000–$40,000 for a family of four, depending on the state and federal poverty level. Your state may have different income limits than federal guidelines, so it’s essential to check state-specific rules. Various resources are available to help individuals and […]Continue reading "How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Lifestyle,Opinion,Personal
4 min read
is stripe secure
3 min read

Is Stripe Secure for Businesses and Customers? Security Features Explained

3 min readAdvanced Security Measures: Stripe ensures safe transactions with encryption and tokenization. Industry Compliance: Stripe is PCI DSS Level 1, SOC 1, and SOC 2 certified. Proactive Security Practices: Continuous security assessments and a bug bounty program help identify vulnerabilities. User-Controlled Security Enhancements: Businesses can improve security with two-factor authentication (2FA) and account monitoring. […]Continue reading "Is Stripe Secure for Businesses and Customers? Security Features Explained" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Opinion,Reviews,Technology
3 min read
how much does the usda recommend you budget for food per month
3 min read

How Much Does the USDA Recommend You Budget for Food Per Month?

3 min readThe USDA provides food budget recommendations based on household size and income level. Four food plans are available: Thrifty, Low-Cost, Moderate-Cost, and Liberal. The Thrifty plan is the most affordable while still ensuring a nutritious diet. The average household spends a significant portion of their income on food. Factors such as location, dietary […]Continue reading "How Much Does the USDA Recommend You Budget for Food Per Month?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Food,Frugal Living,Lifestyle,Opinion
3 min read
when do global entry appointments open up
4 min read

When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster

4 min readGetting a Global Entry interview can be one of the most challenging parts of the application process. Knowing when and where appointments are available is crucial to securing your spot. Third-party services can help you find last-minute cancellations and appointment openings. Being flexible with your location can increase your chances of securing an […]Continue reading "When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Lifestyle,Opinion,Personal,Travel
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.