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What is a Fair Price? Questions to Consider Before Talking About a Used Car - Verified by FangWallet
8 min read

What is a Fair Price? Questions to Consider Before Talking About a Used Car

8 min readBuying a used car can help you save money. It is important to agree on a fair price. Look up the car’s market value. Get a report about its history and have a trusted mechanic check it. Ask the seller about the car’s past. This includes any accidents or repairs. Be ready to […]Continue reading "What is a Fair Price? Questions to Consider Before Talking About a Used Car" →
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Auto,Frugal Living,Guides,Opinion,Personal
8 min read
How to Deal with Tough Debt Collectors and Protect Your Rights - Verified by FangWallet
8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading "How to Deal with Tough Debt Collectors and Protect Your Rights" →
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Debt,Legal,Personal
8 min read
how long does it take to amend taxes
4 min read

How Long Does It Take to Amend Taxes? Faster Processing Tips

4 min readAmend Errors: Correct tax return mistakes using Form 1040-X for missed deductions or income adjustments. Gather Documents: Have your original return, supporting forms (W-2s, 1099s), and any new income or deduction documentation. E-File or Mail: File electronically or by mail; e-filing is often faster. Processing Time: The IRS typically takes up to 20 […]Continue reading "How Long Does It Take to Amend Taxes? Faster Processing Tips" →
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Guides,Legal,Personal
4 min read
how to refinance a personal loan
5 min read

How to Refinance a Personal Loan: When It Makes Sense

5 min readRefinancing can get you a lower interest rate, reduce monthly payments, or help you consolidate debt. It’s crucial to compare offers from different lenders to find the best rates and terms. Before refinancing, check for prepayment penalties on your existing loan and origination fees on the new one. Refinancing might not be beneficial […]Continue reading "How to Refinance a Personal Loan: When It Makes Sense" →
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Debt,Loans,Personal
5 min read
VA loan pros and cons
4 min read

VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down

4 min readVA loans offer incredible benefits like no down payment and competitive interest rates, making homeownership accessible for veterans. However, they come with strict eligibility requirements and funding fees. It's essential to weigh these factors carefully.Continue reading "VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down" →
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Loans,Mortgage,Personal
4 min read
check home insurance
5 min read

Check Home Insurance: Hidden Gaps That Could Cost You Thousands

5 min readAs winter approaches, now is the perfect time to review your home insurance policy. Don’t wait for a disaster to uncover gaps in your coverage. A quick check can save you from regret later, ensuring you're protected when it matters most.Continue reading "Check Home Insurance: Hidden Gaps That Could Cost You Thousands" →
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Insurance,Mortgage,Opinion,Personal
5 min read
children and taxes
4 min read

Children and Taxes: The Ultimate Guide to Tax Breaks for Parents

4 min readHaving children can significantly impact your tax situation. From the Child Tax Credit to dependent exemptions, families may find themselves eligible for various deductions that lower taxable income. Understanding these benefits can help maximize your refund each year.Continue reading "Children and Taxes: The Ultimate Guide to Tax Breaks for Parents" →
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Legal,Parents,Personal
4 min read
requirements to refinance a mortgage
7 min read

Requirements to Refinance a Mortgage: Step-by-Step Guide

7 min readRefinancing your mortgage can be a smart financial move, but it's essential to meet certain requirements. Typically, lenders look for a stable income, a good credit score (usually 620 or higher), and sufficient equity in your home. Understanding these factors can help you navigate the process.Continue reading "Requirements to Refinance a Mortgage: Step-by-Step Guide" →
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Loans,Mortgage,Personal
7 min read
rules to get rich
4 min read

Rules to Get Rich: Habits of Millionaires You Can Follow

4 min readCreating wealth requires discipline and strategy. Start by setting clear financial goals, budgeting wisely, and consistently investing. Surround yourself with like-minded individuals, embrace lifelong learning, and don't shy away from calculated risks. Your journey to riches begins with these essential rules!Continue reading "Rules to Get Rich: Habits of Millionaires You Can Follow" →
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Investing,Make Money,Personal
4 min read
money during a crisis
4 min read

Money During a Crisis: Smart Financial Moves to Stay Afloat

4 min readDuring a crisis, managing your money is crucial. Start by creating a strict budget to track essential expenses. Prioritize cash flow and consider negotiating payment terms with vendors. Stay informed and adapt your financial strategy as needed to ensure stability.Continue reading "Money During a Crisis: Smart Financial Moves to Stay Afloat" →
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Frugal Living,Investing,Personal
4 min read
improve financial health
5 min read

Improve Financial Health: Simple Steps for a Stronger Future

5 min readImproving your financial health starts with small, manageable steps. From creating a budget to building an emergency fund, each action contributes to a more secure future. Take charge today and watch your financial well-being flourish!Continue reading "Improve Financial Health: Simple Steps for a Stronger Future" →
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Frugal Living,Investing,Personal
5 min read
secured bond
4 min read

Secured Bond: Understanding Collateral-Backed Investments

4 min readA secured bond is a type of debt investment backed by collateral, like property or other assets. This offers added security for investors, as they can recover their investment if the issuer defaults. Understanding these bonds can enhance your portfolio's stability.Continue reading "Secured Bond: Understanding Collateral-Backed Investments" →
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Investing,Market News,Opinion,Personal
4 min read

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