6 min read

Married with Student Loans? Here’s How to Pay Less

6 min readMarried students with loans can lower their payments by using smart tax filing and repayment plans. If you file taxes separately, it might leave out your spouse’s income when figuring payments under IDR plans. The size of your family can change how much you pay, which may help lower your monthly costs. There […]Continue reading "Married with Student Loans? Here’s How to Pay Less"
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8 min read

How to Say No Without Feeling Guilty

8 min readSaying no is important for keeping boundaries, lowering stress, and taking care of yourself. A lot of people find it hard to say no because of guilt, fear of being turned down, or wanting to avoid arguments. Knowing how to say no can enhance your communication skills and strengthen relationships based on respect. […]Continue reading "How to Say No Without Feeling Guilty"
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7 min read

At What Age Does Insurance Go Down: Find Out the Age Factor

7 min readCar insurance rates typically decrease as drivers gain more experience and become less statistically risky. The age at which insurance rates drop most significantly is usually around 25, a significant milestone for many insurance companies. While age plays a major role, other factors like driving history, location, credit score, and vehicle type also […]Continue reading "At What Age Does Insurance Go Down: Find Out the Age Factor"
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6 min read

How Much is a Vision Exam? Factors That Affect the Price

6 min readThe average cost of an eye exam in the United States is around $200. Vision insurance typically covers or significantly reduces the cost of eye exams. You can get affordable eye exams even without insurance or if your health insurance does not cover vision. Regular eye exams are essential for maintaining overall eye […]Continue reading "How Much is a Vision Exam? Factors That Affect the Price"
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9 min read

What Percent of Your Salary Should You Spend on Rent?

9 min readA common guideline suggests spending no more than 30% of your gross income on rent. The 30% rule is a useful starting point, but may not be suitable for everyone. Location, lifestyle, and financial goals play a significant role in determining rent affordability. Assessing your current financial situation, including income, expenses, and debt, […]Continue reading "What Percent of Your Salary Should You Spend on Rent?"
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9 min read

How Does Life Insurance Pay Out? The Basics Explained

9 min readLife insurance provides a financial safety net for your loved ones after your passing, offering a death benefit to cover various expenses. Understanding the payout process, claim requirements, and potential challenges can help you make informed decisions about your policy. The payout process involves notifying the insurance company, submitting necessary documents, and following […]Continue reading "How Does Life Insurance Pay Out? The Basics Explained"
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6 min read

Workplace Rights and Administrative Law for Women

6 min readThis blog post gives an overview of how administrative law connects with women’s rights at work. We explain important laws, like Title VII of the Civil Rights Act, the Equal Pay Act, and the Pregnancy Discrimination Act. We discuss practical steps to spot and tackle gender discrimination at work, as well as resources […]Continue reading "Workplace Rights and Administrative Law for Women"
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4 min read

Beginner’s Guide to Claiming Your Stimulus Check

4 min readThe U.S. government gave money to help people during hard times. To get your money, you need to see if you can receive it based on your income and taxes. Collecting papers like your Social Security number and tax records will help things go well. The IRS has online tools to help you […]Continue reading "Beginner’s Guide to Claiming Your Stimulus Check"
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4 min read

Frontier Bag Rules: Stay Under 35 lbs to Skip the $75 Fee

4 min readFrontier Airlines charges for carry-on bags and checked bags, except for one small item. The weight limit for carry-on bags is 35 lbs, and they can be a maximum size of 10 x 16 x 24 inches. Checked bags have a weight limit of 50 lbs. If you go over this limit, you […]Continue reading "Frontier Bag Rules: Stay Under 35 lbs to Skip the $75 Fee"
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7 min read

Who Should Use a Qualified Personal Residence Trust? Pros & Con

7 min readA Qualified Personal Residence Trust (QPRT) can help reduce estate taxes. It also helps pass your main or extra home to your heirs. This process involves placing your house in an irrevocable trust. You will be able to live in it for a specific time. QPRTs can offer tax savings on both estate […]Continue reading "Who Should Use a Qualified Personal Residence Trust? Pros & Con"
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7 min read

The Positive Side of a Recession: How It Can Benefit You

7 min readWhile a recession often brings uncertainty, it can also serve as a catalyst for personal growth. Many discover new passions, reassess priorities, and cultivate resilience. Embracing this challenging time can lead to unexpected opportunities and lasting change.Continue reading "The Positive Side of a Recession: How It Can Benefit You"
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7 min read

Pay Down Debt or Save? How to Prioritize Your Finances

7 min readDeciding between paying down debt or saving can be challenging. First, assess interest rates—high-interest debt should be prioritized. However, building an emergency fund is crucial too. Balance is key: tackle debt while setting aside a small savings cushion.Continue reading "Pay Down Debt or Save? How to Prioritize Your Finances"
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Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.